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July 30, 2005
Debt Calling
Recently I paid off one of my credit cards. I was so proud. I was moving in the right direction and it felt great.
But then the very next day, I got something from them saying they had raised my credit limit. It’s like they knew (even though they couldn’t have received my check yet). They knew I had wrestled myself free from their grip and were trying to draw me back into their web of debt and fees and finance charges.
It was weeks before I succumbed. I’m proud of that at least. But then I needed something and was short of cash and out came the credit card.
Then once that was done and the card was in use, it was all too easy to order takeout with it, buy clothes with it. Uggh. The sneaky little buggers had hooked me again.
I’m not taking the stuff back though this time.
However I am going to try to save/make enough extra money that I can pay the bill off in full when it comes next month. And I’m putting that stupid card in a drawer.
I’ve gotta remember that credit is only good for mortgaging your future. It’s a much better plan to stick to spending the money you have. So that’s what I’m going to try to do from now on.
Posted by Selena at July 30, 2005 05:58 PM